Products
Community

May 7, 2026

Expanding VA Access. Strengthening Communities.

Rocket Corr+ is addressing a key problem in VA lending: lenders can often originate strong loans but struggle to execute them due to restrictive investor guidelines and limited delivery options. Rocket Corr+ is expanding their guidelines to help you better serve your community.

  • VA Manual Underwrites – Now eligible for loans with FICO > 660.
  • VA Cash Out up to 100% >680 FICO
  • VA IRRRL up to 105% LTV (min FICO: 620)

By expanding its VA credit box, Rocket Corr+ allows correspondent sellers to move forward with more complex loans.

Military husband and wife celebrating homeownership thanks to Rocket

How Rocket Corr+ Is Advancing VA Lending for Correspondent Sellers

VA lending continues to be one of the strongest opportunities in the market. Demand is consistent, borrower performance is solid, and long-term value is clear. And if you originate VA loans, you understand what is at stake. These are earned benefits for veterans and active-duty service members, and every file matters.

But not every VA loan fits cleanly into traditional execution channels.

Credit overlays, rigid guidelines, and limited investor flexibility often create friction at the worst possible moment. Loans stall. Some fall out entirely. And in many cases, it is not because the borrower does not qualify. It is because the execution path is too narrow.

When your investor network cannot support the full range of VA scenarios, even strong loans become difficult to deliver. That gap between what you can originate and what you can execute is where growth breaks down.

Rocket Corr+ is focused on closing that gap.

By expanding the VA credit box while maintaining a consistent execution process, lenders gain more control over what they can deliver without adding operational complexity.

That means more flexibility across credit and income scenarios, including loans that fall outside of clean AUS approvals, while still maintaining a predictable path from submission to purchase.

As Katie Moye shares from her conversations with partners:

“Our partners want more ways to say yes, especially when serving veteran borrowers. That is exactly what this expansion is designed to support.”


Rocket Mortgage is a VA-approved lender, not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.

What This Looks Like in Practice

These updates are built for real lending scenarios, not ideal ones.

Manual underwrites are now eligible for borrowers above a 660 FICO, allowing you to retain loans that previously fell outside automated approvals.

Cash-out refinances are available up to 100 percent LTV for borrowers above a 680 FICO, helping you better serve equity-driven needs without sacrificing execution quality.

IRRRL transactions now allow up to 105 percent LTV with a minimum 620 FICO, giving you more flexibility in streamline refinance scenarios.

This is about keeping more loans moving forward instead of pushing them out.

Interested to learn more?

Call us at (855) 320-8346 or contact your Rocket Corr+ Account Executive today and bring your next VA loan to the table.

More Flexibility at Delivery Changes Everything

Eligibility gets loans in the door. Execution determines whether they close.

With more ways to deliver VA loans, lenders gain stronger pricing leverage, more consistency across loan types, and greater confidence when working through complex files.

Devon Bevis puts it simply:

“When lenders have more options, they execute better. And better execution drives better results.”

And all of this is built for how you actually work. None of this matters if it slows your team down.

Rocket Corr+ is designed to fit into your workflow with a streamlined path from submission to purchase, clear visibility into loan status, and fewer bottlenecks along the way.

The goal is simple. Predictable execution without added friction.

So, your team can focus on originating and growing, not troubleshooting every exception file.

A Better Way to Capture More VA Loans

If you are looking to retain more VA loans, expand what you can deliver, and improve outcomes on complex files, it is time to evaluate whether your current execution strategy is helping or holding you back.

Rocket Corr+ is built to give you more flexibility, more consistency, and more ways to move loans forward.

More solutions for your community

VA lending was a clear priority early in the Rocket Corr+ transition because of the impact it has on both partners and the communities they serve.

It is also just the beginning. As seen with the recent Non-QM eligibility expansion, Rocket Corr+ will continue to evolve its credit box and execution options to support a broader range of lending scenarios.

To explore these updates, including Non-QM and additional products and services, visit the Rocket Corr+ Training and Webinar Hub:

For business and professional use only. Not for consumer distribution. This document is not an advertisement as defined in 12 CFR 226.2 (a) (2). For informational
purposes only. This is not a commitment to lend. All products are subject to credit and property approval. Some products may not be available in all states. Programs,
rates, terms and conditions subject to change without notice. Other restrictions and limitations may apply. Rocket Mortgage, LLC; NMLS #3030;
www.NMLSConsumerAccess.org. Equal Housing Lender. Licensed in 50 states. For additional information please visit RocketMortgage.com. Rocket Mortgage. 1050
Woodward Ave., Detroit, MI 48226–1906.
©2000–2026 Rocket Mortgage, LLC. All rights reserved. Lending services provided by Rocket Mortgage, LLC.